Your perfect checking account awaits.
Old National Bank offers a variety of checking accounts designed to meet different financial needs. This page provides a detailed comparison of features, benefits, and requirements for each account type, guiding you to select the best Old National Bank checking account for your personal banking.
Choosing the right checking account is a fundamental step in managing your daily finances. At Old National Bank, we understand that every individual has unique banking requirements. That's why we offer a diverse array of checking accounts, each designed with specific lifestyles and financial goals in mind. Whether you're looking for a simple account for everyday transactions, an interest-bearing option, or a premium account with enhanced benefits, Old National Bank has a solution for you.
Our selection includes accounts tailored for various stages of life, from students just starting their financial journey to individuals seeking advanced banking services. We focus on providing clear, understandable terms and features, ensuring you can make an informed decision. Explore the characteristics of each Old National Bank checking account to find the one that aligns perfectly with your spending habits and savings aspirations.
Understanding the specific features of each Old National Bank checking account is key to selecting the best option. We provide detailed information to help you compare account benefits, monthly service charges, and how to waive them. Our accounts often include access to Old National Bank's extensive ATM network, online and mobile banking, and digital payment options.
We encourage you to review the specific terms and conditions for each account type to ensure it meets your financial criteria. For more general information on consumer banking protection, you can visit the Consumer Financial Protection Bureau (CFPB) website.
Your checking account should complement your financial habits and future plans. Old National Bank offers specialized checking accounts to fit diverse lifestyles. For example, our student checking options often come with no monthly service charges and lower minimum balance requirements, ideal for those just beginning to manage their own money. For individuals with higher balances, our premium accounts may offer enhanced benefits like higher interest rates, free check orders, or discounted rates on other banking products.
"A well-matched checking account simplifies daily finances and helps you reach your financial goals more effectively."
Consider your average monthly transactions, your typical balance, and whether you prefer to earn interest on your checking funds. If you frequently use digital payment services or require extensive ATM access, ensure the account you choose supports these needs. Old National Bank is committed to providing options that cater to every stage of your financial journey, making it easier to manage your money efficiently.
Beyond standard transaction capabilities, Old National Bank checking accounts come with a range of exclusive benefits designed to enhance your banking experience. These advantages extend from convenient digital access to personalized financial guidance. We aim to provide more than just a place to hold your money; we offer tools and services to help you manage it better.
These benefits are designed to add value to your relationship with Old National Bank, making your financial life simpler and more secure. We continually strive to improve our offerings to meet the evolving needs of our clients.
Opening a new Old National Bank checking account is a straightforward process, designed for your convenience. You have the flexibility to apply online from the comfort of your home or visit one of our branch locations to receive personalized assistance. We aim to make the transition to Old National Bank as smooth as possible.
To begin, you will typically need to provide some basic personal information, including your Social Security number, a valid government-issued ID (such as a driver's license or passport), and your current address. You will also need to make an initial deposit, the amount of which can vary depending on the specific Old National Bank checking account you choose. Our online application guides you step-by-step, and our branch staff are always ready to answer any questions you may have.
Once your application is submitted and approved, your new Old National Bank checking account will be active, and you can start enjoying all the features and benefits immediately. We make it easy to set up direct deposit, transfer funds, and begin using your new debit card.
Here are answers to some common questions regarding Old National Bank checking accounts.
| Account Type | Monthly Service Charge | Ways to Waive Fee | Interest Earning |
|---|---|---|---|
| Old National Bank Essential Checking | $5.00 | Maintain $500 daily balance OR direct deposit of $250+ | No |
| Old National Bank Advantage Checking | $10.00 | Maintain $1,500 daily balance OR $5,000 in combined balances | Yes |
| Old National Bank Student Checking | $0.00 | N/A (Age 16-24) | No |
| Old National Bank Premium Checking | $25.00 | Maintain $10,000 daily balance OR $25,000 in combined balances | Yes (Tiered Rates) |
The minimum opening deposit for an Old National Bank checking account varies by account type. Our Essential Checking and Student Checking accounts typically require a lower initial deposit, while Advantage and Premium Checking may have slightly higher requirements. Please refer to the specific account details for precise figures.
Yes, all Old National Bank checking accounts come with full access to our secure online banking platform and mobile app. You can view transactions, pay bills, transfer funds, and even deposit checks using your mobile device, providing convenient 24/7 account management.
Some Old National Bank checking accounts have a monthly service charge. However, these fees can often be waived by meeting certain criteria, such as maintaining a minimum daily balance, setting up direct deposit, or holding a specific combined balance across your Old National Bank accounts. Details are available for each account type.
Yes, Old National Bank offers checking accounts that allow you to earn interest on your balance. Our Advantage Checking and Premium Checking accounts are designed to provide interest-earning potential, with Premium Checking often featuring tiered rates for higher balances. These accounts are ideal for those who maintain a consistent balance.
Switching direct deposit to your new Old National Bank checking account is simple. You will need to provide your employer or payer with your new Old National Bank account number and routing number. We can provide you with a pre-filled direct deposit form to make this process even easier, ensuring a smooth transition of your recurring payments.
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